Are zombie pension schemes a viable option? And if so, how should their investment strategy be set?
Plenty of solutions have emerged to help advisers address the suitability puzzle. Perhaps the highest profile are ‘risk-rated’ funds. Here are my thoughts.
Investors entering retirement may be tempted to look to higher-yielding assets to boost their income. But could this result in greater concentration risk? And might dividends be more stable than equity volatility implies?
Mark blogging about the pensions generation game reminded me of a couple of Brucie bonuses that investors should be on the lookout for: the diversification bonus and the rebalancing bonus. Although they're often confused, they're very different prizes.
What do Meghan Markle, Stormzy, Mo Salah and I have in common? Spoiler alert: it's not that we invest in multi-asset portfolios. We’ve all been nominated for the Investing in Ethnicity Awards for championing diversity. So what are the steps everyone can take to make a difference?
Are Father Ted and low interest rates both for real?
We constantly hear that the UK population is not saving enough for retirement, but is this true for all generations?
What do inflation-linked pension benefit schemes and Texan cowboys have in common? We look at a source of scheme risk that many trustees may not have considered: limited price indexation risk. This could become increasingly important for trustees as their schemes progress along their de-risking glidepaths.