We constantly hear that the UK population is not saving enough for retirement, but is this true for all generations?
What do inflation-linked pension benefit schemes and Texan cowboys have in common? We look at a source of scheme risk that many trustees may not have considered: limited price indexation risk. This could become increasingly important for trustees as their schemes progress along their de-risking glidepaths.
At LGIM’s client conference, pension-related theatricals took place alongside discussions of ‘digital humans’ and the long-term trends dominating the investment landscape.
To ensure we do not continue down a path of economic inequality, we need meaningful policy changes towards investment-led growth – that means an economy that’s more balanced, more productive and more inclusive.
If your base case is that interest rates will rise faster than is already priced in, how much should you under-hedge? The answer could be less than you think.
We all know that retirement is changing, but how?
We debunk some factor based fantasies and look at a factor based fact.
The introduction of auto-enrolment has led millions more to save into a pension. But is encouraging people to put more aside for the future the sole antidote to money worries? What if the worries themselves were stopping people saving?