Topics covering scheme providers to members
“Life and death. At some point we’re gonna leave this world. Do I know when? Absolutely not.” - Terrell Owens After the superbowl it seemed fitting to quote a former Philadelphia Eagles player. Estimating how long we’re going to live is as old as (intelligent) life itself. In the world of actuarial science, this means predicting the amount a firm will need to pay out to pensioners. Recent data readings have shown that the projected rate of growth of life expectancy was potentially too high. So what does this mean for pension schemes?
How can women rise to the top of a career in finance? Emma Douglas, LGIM's Head of DC, spills the beans about life, work, and using the untried and untested to broaden your horizons...
How can pension trustees prepare for new requirements on the financial materiality of environmental, social and governance (ESG) factors? Here are five steps to help you navigate the recent Department for Work and Pensions (DWP) regulatory changes
We constantly hear that the UK population is not saving enough for retirement, but is this true for all generations?
We all know that retirement is changing, but how?
The introduction of auto-enrolment has led millions more to save into a pension. But is encouraging people to put more aside for the future the sole antidote to money worries? What if the worries themselves were stopping people saving?
The increase in minimum contribution rates was widely feared, but has it really led to a rise in the number of members opting out of their company pension schemes?
How people feel about the prospects of risk and reward is important to 'journey planning' in DC schemes. But does an individual's natural aversion to losing money impact their retirement saving?